You hire talented, trained, certified employees. But do you stay on top of your employee’s certifications? Certification durations vary from state to state and profession to profession, but many states have a two-year renewal cycle. Maintaining your employees’ certifications not only helps your business offer the safest, cleanest care—it also protects your business against claims. [...]

With products to cover your employees, professional reputation, property, financial security and more, Lockton Affinity’s WellBiz Brands Insurance Program offers all the custom insurance solutions you need to meet your franchise requirements—complemented by best-in-class service. Available insurance products The following policies are available to all WellBiz franchisees. Property—Covers against most risks to property, such as [...]

Your WellBiz franchise relies on equipment every day at every appointment. Hair styling tools, massage chairs, esthetician beds, heaters, training equipment and more, these products are required to operate your business. Beyond specialized tools, there is equipment like HVAC systems, computers and more critical to running your business. If your equipment were to malfunction or [...]

While there are insurance policies in place to protect your business from incurring the costs associated with employee and customer injuries, doing all you can to prevent these injuries is important. Consider the following tips on preventing employee and customer injuries. Preventing Employee Injuries Preventing employee injuries not only protects your employees’ mental and physical [...]

As business cycles ebb and flow, companies must make important decisions about hiring and firing to minimize EPL risk. By taking the right actions as an employer, you can improve your workplace culture and productivity with new hires, and ease transitions for employees after separation. However, it’s important to recognize the risk that employment practices [...]

The importance of multi-factor authentication and password security is critical. Often, it is your best line of defense for protecting your business from data breaches, network intrusions, malware and viruses. It can also minimize your risk of the lawsuits, fines and bad publicity that can accompany a data breach. Here’s what to know about the [...]

Over the last few years, small businesses have become a favorite target of cyber criminals. Hackers have stolen password credentials, business records and customer credit card data from some of the most unlikely targets. The consequences of a hack are serious. Claims and legal fees routinely cost businesses more than $1 million and the damage [...]

Most people know what it's like to slip on a patch of ice or trip over a step when you're out and about. If you're lucky, it's nothing serious, and you can walk away with just a bit of embarrassment. However, broken bones, head injuries and worse are common enough outcomes that slips, trips and [...]

There are unique challenges that come with running a business. Competition is stiff, keeping clients happy is tough, and finding and keeping good employees is a daily challenge. But there is another risk you may not be thinking about — theft committed by employees. Employee theft can present a significant risk, even more so than [...]

Over the last few years, the number of cyber attacks threatening small businesses has increased. Small businesses are a favorite target and your business is at risk whether you are answering email, operating the point of sale system, storing files or managing your website. Most recently, hackers have been focused on stealing money directly from [...]