Lockton Affinity, LLC, Author at Wellbiz

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So far Lockton Affinity, LLC has created 19 blog entries.

Five Common Claims Against Personal Care Businesses

These five common claims against personal care businesses can greatly impact your business, so it is important to be prepared. Read on to learn about common claim examples and how you can prevent them at your franchise. Five Common Claims Against Personal Care Businesses — Property Claims Property claims go hand in hand with a [...]

By | June 1st, 2023|Risk management|0 Comments

Managing Product Safety Concerns for WellBiz Franchisees

WellBiz Brands are all about supporting clients in their healthy and balanced lifestyle. While your business promotes health and wellness in its own way, there may be an unusual risk to that goal—product safety concerns. Whether through equipment malfunction or reactions to certain cosmetic products, there are product safety concerns that can impact your business. [...]

By | March 23rd, 2023|Risk management|0 Comments

General Liability and Umbrella Liability Insurance

Some insurance policies like property or auto insurance are pretty self-explanatory. But other common coverage options can require a bit of an explanation. General Liability Insurance and Umbrella Liability Insurance are two common types of coverage for WellBiz franchises. These two liability policies are very similar, however there are a few key differences. In short, [...]

By | January 23rd, 2023|Insurance tips|0 Comments

Reducing Franchise Risk: Managing Employee Certifications

You hire talented, trained, certified employees. But do you stay on top of your employee’s certifications? Certification durations vary from state to state and profession to profession, but many states have a two-year renewal cycle. Maintaining your employees’ certifications not only helps your business offer the safest, cleanest care—it also protects your business against claims. [...]

By | December 5th, 2022|Risk management|0 Comments

Insurance designed for WellBiz Franchises

With products to cover your employees, professional reputation, property, financial security and more, Lockton Affinity’s WellBiz Brands Insurance Program offers all the custom insurance solutions you need to meet your franchise requirements—complemented by best-in-class service. Available insurance products The following policies are available to all WellBiz franchisees. Property—Covers against most risks to property, such as [...]

By | September 19th, 2022|Risk management|0 Comments

Would Equipment Malfunction Break Your Business?

Your WellBiz franchise relies on equipment every day at every appointment. Hair styling tools, massage chairs, esthetician beds, heaters, training equipment and more, these products are required to operate your business. Beyond specialized tools, there is equipment like HVAC systems, computers and more critical to running your business. If your equipment were to malfunction or [...]

By | July 21st, 2022|Risk management|0 Comments

Preventing Employee and Customer Injuries

While there are insurance policies in place to protect your business from incurring the costs associated with employee and customer injuries, doing all you can to prevent these injuries is important. Consider the following tips on preventing employee and customer injuries. Preventing Employee Injuries Preventing employee injuries not only protects your employees’ mental and physical [...]

By | June 14th, 2022|Risk management|0 Comments

The Best Tips for Hiring and Firing to Minimize EPL Risk

As business cycles ebb and flow, companies must make important decisions about hiring and firing to minimize EPL risk. By taking the right actions as an employer, you can improve your workplace culture and productivity with new hires, and ease transitions for employees after separation. However, it’s important to recognize the risk that employment practices [...]

By | April 29th, 2022|Risk management|0 Comments

The Importance of Multi-Factor Authentication and Strong Passwords

The importance of multi-factor authentication and password security is critical. Often, it is your best line of defense for protecting your business from data breaches, network intrusions, malware and viruses. It can also minimize your risk of the lawsuits, fines and bad publicity that can accompany a data breach. Here’s what to know about the [...]

By | March 29th, 2022|Risk management|0 Comments

Understanding Workers’ Compensation for Your Business

Lots of studios start out small. But as you hire more employees or open new locations, it’s important your workers’ compensation coverage keeps pace with your growth. Understanding workers’ compensation for your studio is important and helps ensure you manage risk and stay compliant. Here’s what to know: Workers’ Compensation Covers Workers’ compensation insurance provides [...]

By | March 11th, 2022|Insurance tips|0 Comments